This system is nearly identical to our Retail Online Banking. However, this platform allows businesses to enable access for more than one user from within your organization. A business owner or manager can add/remove users and also control access to the information users can access.

• View account balances and transaction history
• View check images for cleared items
• View statements
• Transfer funds
• Originate wire transfers
• Make loan payments
• Download into Quicken, QuickBooks, Microsoft, or Excel
• Pay bills with our pay-anyone Bill Pay
• Initiate stop payments
• Re-order checks

Not only is online banking with Grand Rapids State Bank one of the most convenient ways to access your accounts, it is also one of the most secure. We stringently adhere to industry best-practice standards regarding security. We have employed state-of-the-art technology to ensure your information remains private and secure.

Grand Rapids State Bank ensures that all online business banking sessions are 128-bit encrypted. That means that your password as well as all information relating to you and your accounts is protected by some of the strongest cryptography that is commercially available. There are a few things you can do to help maintain the security of your information.

1. Memorize your user ID and password
   Your user ID and password are unique and authenticate you when you begin an Online Banking session. You should memorize this information and never reveal it to anyone.
2. Change your password regularly
   You will be prompted by our Online Banking system on a regular basis to change your password. This is another level of added security that ensures your information remains secure.
3. Remember to always log off
   It is extremely important to always remember to log off or sign off when you are finished banking. If you should forget to do so, the smart Online Banking system will log you off automatically after a period of inactivity.

Your One-Stop Solution

Bring a Grand Rapids State Bank teller window right to your desktop with GRSB e-Deposit! With GRSB e-Deposit, there’s no need to drive your check deposits to the bank or manage multiple locations through different financial institutions. Your business can scan, image and deposit checks electronically and manage all of your deposits from any location.

Easily integrate cash management, invoicing and account balancing! GRSB e-Deposit is a one-stop solution that will integrate with your accounting software.

GRSB e-Deposit benefits

• Receive funds faster
• Eliminate the need to physically take checks to the bank
• Find out about returned items more quickly
• Improve efficiency and profitability

How it works

Using GRSB e-Deposit is an easy five-step process:

1. Log into Grand Rapids State Bank’s secure GRSB e-Deposit website
2. Run a tape of your deposit
3. Enter the amount of your deposit into the webpage
4. Scan the items you’re depositing
5. Submit your balanced deposit

It’s that easy!

E-mail, call or come by and see a Business Banker today to learn how you can take advantage of this convenient and time-saving technology.

GRSB e-Deposit pricing

Hardware fees:

• $499 to purchase the scanner
• $9.95 per month – 3-year lease

Per item fees:

• No additional fees over current per item charges. Same as current price list for each type of account.

Monthly fees:

• None! Current account fees still apply when applicable under the current price list.